Transforming Industries with Climate Intelligence
Discover how our innovative solutions are being applied across different sectors to build climate resilience and drive sustainable growth.
Agriculture & Farming
Empowering farmers with data-driven insights and financial protection
Precision Risk Assessment
Our platform analyzes satellite data, weather patterns, and soil conditions to provide farm-specific risk profiles, helping farmers make informed decisions about crop selection and planting schedules.
Parametric Insurance
Farmers can access affordable insurance that automatically pays out when predefined weather events occur, eliminating the need for lengthy claims processes and providing immediate financial relief.
Early Warning System
Receive timely alerts about potential weather events and climate risks, allowing for proactive measures to protect crops and livestock before disaster strikes.
Access to Finance
Our risk assessment tools help farmers qualify for loans and credit by providing lenders with reliable data on farm productivity and risk management practices.
Average increase in crop yield for farmers using our platform
Maximum time for insurance payouts after qualifying weather events
Farmers protected by our parametric insurance solutions
Banks & Financial Institutions
Data-driven lending decisions and climate risk management
Enhanced Credit Scoring
Our RCP (Riwe Credit Points) scoring system provides lenders with a comprehensive assessment of agricultural borrowers, incorporating climate risk factors for more accurate lending decisions.
Portfolio Risk Management
Analyze and manage climate-related risks across your agricultural loan portfolio, identifying concentration risks and opportunities for diversification.
Customer Acquisition
Tap into our network of farmers seeking financing, with pre-qualified leads based on their risk profiles and productivity metrics.
ESG Reporting
Generate detailed reports on your institution's contribution to climate resilience and sustainable agriculture, supporting your ESG commitments and regulatory compliance.
Case Study: Novus Microfinance Bank
How a leading microfinance institution transformed their agricultural lending with Riwe's platform
Challenge
The bank was experiencing high default rates on agricultural loans due to unpredictable weather events and limited visibility into farm operations and risk factors.
Solution
Implemented Riwe's RCP scoring system and portfolio risk management tools to better assess borrower risk profiles and monitor ongoing farm performance.
Results
- 42% reduction in loan default rates
- 65% increase in agricultural loan portfolio
Testimonial
"Riwe's platform has transformed our agricultural lending business. We now have the data and insights we need to make confident lending decisions while supporting farmers with the financial resources they need to thrive."
Insurance Companies
Revolutionizing agricultural insurance with parametric solutions
Parametric Product Design
Leverage our climate data and risk models to design innovative parametric insurance products with transparent triggers and automated payouts.
Claims Automation
Eliminate manual claims processing with our automated system that uses satellite data and weather stations to verify trigger events and initiate payouts.
Risk Pooling & Reinsurance
Access our network of reinsurance partners and risk pooling mechanisms to manage exposure and scale your agricultural insurance offerings.
Market Expansion
Reach previously uninsurable farmers and agricultural businesses with affordable, data-driven insurance products that address specific climate risks.
Traditional vs. Parametric Insurance
| Feature | Traditional Insurance | Riwe Parametric Insurance |
|---|---|---|
| Claims Process | Manual assessment, paperwork, lengthy verification | Automatic triggers, no claims filing needed |
| Payout Time | Weeks to months | 24-48 hours after event verification |
| Basis Risk | Low, but high administrative costs | Managed through precise data and customized triggers |
| Transparency | Often complex policy terms | Clear triggers and payout amounts defined upfront |
| Scalability | Limited by assessment resources | Highly scalable with automated systems |
Government & NGOs
Supporting policy planning and disaster response with actionable climate data
Policy Planning
Access comprehensive climate risk data to inform agricultural policies, subsidy programs, and infrastructure investments in vulnerable regions.
Disaster Monitoring
Monitor climate events in real-time with our early warning system, enabling proactive disaster response and resource allocation.
Food Security Programs
Leverage our agricultural data to design and implement targeted food security initiatives in high-risk regions, ensuring resources reach those most in need.
Impact Assessment
Measure and report on the effectiveness of climate resilience programs with our comprehensive analytics and impact assessment tools.
Government partnerships across Africa
Hectares monitored for disaster response
In aid efficiently distributed
UN SDGs supported
Real Estate & Property
Climate-informed property valuation and risk assessment
Property Risk Assessment
Evaluate climate-related risks for individual properties and portfolios, including flood, wildfire, drought, and extreme weather vulnerabilities.
Climate-Adjusted Valuation
Incorporate climate risk factors into property valuation models to provide more accurate long-term value assessments and investment forecasts.
Disclosure & Reporting
Generate comprehensive climate risk reports for regulatory compliance, investor due diligence, and ESG reporting requirements.
Adaptation Planning
Develop property-specific adaptation strategies to mitigate climate risks and enhance resilience, protecting long-term asset value.
Urban Planning & Development
Building climate-resilient cities with data-driven planning
Climate Risk Mapping
Generate detailed climate risk maps for urban areas, identifying vulnerable zones and informing zoning decisions and infrastructure planning.
Community Resilience
Develop targeted resilience strategies for vulnerable communities, ensuring equitable climate adaptation and resource allocation.
Infrastructure Planning
Optimize infrastructure investments by identifying climate vulnerabilities and prioritizing resilient design and adaptation measures.
Urban Heat Management
Identify urban heat islands and develop targeted cooling strategies through green infrastructure, reflective surfaces, and strategic urban design.
Energy & Utilities
Optimizing energy production and distribution in a changing climate
Renewable Energy Siting
Identify optimal locations for solar, wind, and other renewable energy installations based on climate projections and resource availability.
Production Forecasting
Improve energy production forecasts by incorporating climate data and weather predictions, optimizing grid management and resource allocation.
Infrastructure Resilience
Assess climate vulnerabilities in energy infrastructure and develop adaptation strategies to ensure reliable service during extreme weather events.
Demand Management
Anticipate climate-driven changes in energy demand patterns and develop strategies to balance supply and demand during peak periods.
Ready to Transform Your Climate Risk Management?
Join thousands of organizations already benefiting from our innovative solutions.